What is the EZ Value option on my current plan?
The EZ Value option increases the amount of coverage by the amount specified on your application. The additional premium purchases additional coverage on the policy. This option allows a person to increase their benefit without having to fill out additional application forms or having to requalify with any additional medical underwriting. The annual increases are processed automatically for the time period chosen. You have the option not to accept any of the annual increases when they take place, however, if an EZ Value increase is not accepted, then you forfeit the right to all future automatic increases. You would have to submit evidence of insurability and requalify for any additional coverage desired in the future.