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What is the Duty of disclosure?

disclosure duty
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What is the Duty of disclosure?

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When answering our questions, you must be honest and you have a duty under law to tell us anything known to you, and which a reasonable person in the circumstances, would include in an answer to that question. We will use the answers in deciding whether to insure you and anyone else to be insured under the policy, and on what terms. It is important that you understand you are answering our questions in this way for yourself and anyone else whom you want to be covered by the policy. If you do not answer our questions in this way, we may reduce or refuse to pay a claim, or cancel the policy. If you answer our questions fraudulently, we may refuse to pay a claim and treat the policy as never having worked.

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eCar Insurance expect you to provide complete and accurate information when you take out your insurance policy, throughout the lifetime of the policy and when you renew your insurance. If you are unsure about disclosing any information please contact us for guidance. Failure to disclose any material information or inaccuracies in the information given could invalidate your insurance cover and mean that part or all of your claim may not be paid. Always keep copies of correspondence sent or received concerning your insurance. To view the Product Disclosure Statement click on the link on the left hand side of the home page. eCar Insurance expect you to provide complete and accurate information when you take out your insurance policy, throughout the lifetime of the policy and when you renew your insurance. If you are unsure about disclosing any information please contact us for guidance. Failure to disclose any material information or inaccuracies in the information given could invalidate

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