What is the DTI and how much should it be?
The debt to income ratio is where we calculate a monthly average income and compare it to your monthly debts. Your DTI can be up to 50% if you live in the USA and 40% if not This means that if you earn $10,000 per month, you cannot have more than $5000 a month in debt if we have access to your bureau and $4000 in debt including the mortgage if you do not live in the US.