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What is the disagreement between collision and comprehensive car insurance?

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What is the disagreement between collision and comprehensive car insurance?

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Comprehensive insurance covers you during acts of nature (tornado, flooding, a rock hits your windshield), and collision pertains to when your car collides with another object; i.e. you have a break. Q: How do car insurance companies decide what to charge you for coverage? A: They peruse at things like: your sex, age, driving recount, credit record, the amount of miles you drive, and the make/model/year of the car you want to insure. Q: How great car insurance is a driver required to have? A: If a lender is owed money for financing your car, then they place the coverage limits. Otherwise, your state’s car insurance law will dictate the proper minimums. Q: Should you have more insurance than what situation law dictates? A: You do need to protect yourself, your passengers and rotund replacement of your car, in the event an un-insured motorist hits you. Q: How can I lop my insurance cost? A: Maintain ample credit (or improve dreadful credit) and have a shapely driving picture (no tickets;

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