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What is the different between in and out of network benefits?

Benefits different Network
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What is the different between in and out of network benefits?

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• An in-network dentist is a general dentist or specialist who participates in MetLife’s Preferred Dentist Program (PDP Dentist) and has agreed to accept a negotiated fee for services rendered to eligible plan members. This negotiated* fee is typically 10% to 35% below the average fee charged by dentists for the same services in a given geographical area. There are over 127,000 in-network PDP dentist locations nationwide, including over 31,000 specialists. Access a list of MetLife’s in-network dentists now or call 1-888-865-6854/TDD 1-888-260-5376. These lists include name, address, specialties, languages spoken, telephone numbers, and maps/driving directions. Continued participation of any specific provider cannot be guaranteed. Thus, you should make coverage decisions based on the plan benefits, not based on a specific provider. When you call for an appointment, please remember to verify that the selected provider is currently in the MetLife PDP Network. *Occasionally, there may be a

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