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What is the different between EPO/HMO and POS Plans?

different EPO hmo plans pos
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What is the different between EPO/HMO and POS Plans?

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An EPO and an HMO are plans that offer In-Network only coverage through a Primary Care Physician. Both are functionally identical. A POS Plan functions as an EPO or HMO for In-Network benefits, plus has Out-of-Network coverage that is subject to a deductible and co-insurance.

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