What is the difference of a dwelling insurance policy to a residence insurances plan?
A home ensurance plan is a package that covers loss not just to the dwelling structure, but other buildings on the property, private property contained within the dwelling, along with liability to third parties which come onto the house and nearby land. As its purest form, a dwelling policy covers just the living structure itself — giving a much lesser amount of coverage. Though not extremely frequent, dwelling insurance policies are applied inside some areas of the country in order to cover vacation houses which are empty some of the year.
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