What is the difference in a Visa debit& credit card?
Visa debit cards and credit cards often work in similar ways, but have significant differences between the two. Understanding exactly what a debit card is and is not is essential to maximize your spending power and consumer rights, according to the website Wallet Pop.Visa Credit Card DefinedA Visa credit card enables a consumer to charge goods and services and pay them back over time, according to the website Military Money.Visa Debit Card DefinedOn the other hand, a Visa debit card can only be used to access funds you already have on deposit in an associated checking account, according to Wallet Pop.SimilaritiesUsually, a Visa debit card will only let you withdraw funds up to the amount of money available in the account; a similar rule applies to Visa credit cards. If you don’t have available credit on your Visa credit card, you often cannot make a purchase.Legal Differences in Event of Loss or TheftAs a Visa credit card holder, you may be more protected in the event of loss or theft,
