What is the difference between using my debit card as debit or credit?
• Debit cards can be used two different ways: debit or credit. • Using the card as a debit means you are entering your Personal Identification Number (PIN) to complete the transaction. • Using the card as credit means you do not enter your PIN. Most times when running it as a credit you are asked to sign for the transaction, but not always. • Both types of transactions clear through your checking account.