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What is the difference between using Digital Certificate and User ID in Corporate Cyberbanking?

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What is the difference between using Digital Certificate and User ID in Corporate Cyberbanking?

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By using Digital Certificate, Corporate Cyberbanking provides a more secure environment for the user to access their accounts compare with using a traditional User ID. This is because as the advancement in technology and computing power, password or PIN can easily be tapped and decrypted via brute force attack. Therefore, the maximum daily limit of using Digital Certificate in Corporate Cyberbanking is much higher than using User ID.

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