What is the difference between the Xpress balance and the Ledger balance?
• Xpress Balance. The account’s running balance, including recent Internet transactions. • Ledger Balance. The official American State Bank’s balance recorded on the date shown. The differences between the two balances are created by any Internet transactions that have been sent to American State Bank but have not yet posted. 6. Why does my bank show a balance that is different from what I can view on my Internet account from home? American State Bank may not have updated the balance from your Internet transactions yet. 7. Is the data displayed on the inquiry screens current? The data displayed is obtained directly from American State Bank’s current databases via a daily file transmission. For security reasons, the IB Processing Center does not have a direct connection to American State Banks system. Account balances and transactions for savings and checking accounts will reflect the previous days ending balance. Transactions conducted throughout the day and completed by 2:00 pm will u
