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What is the difference between the Wells Fargo account and the NCard Campus Account?

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If you elect to add the Wells Fargo account feature and have the card linked at a Wells Fargo Bank, the NCard will become a PIN-based debit card, requiring a balance in a Wells Fargo bank account to cover the purchases. It is not a credit card. The NCard Campus Account is used to pay for on-campus purchases through Consolidated Billing for students and payroll deduction for employees.

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