What is the difference between the Mid-Term (MTD) and Long Term Disability (LTD) Plans?
The major difference is the period of time for which benefits are paid. The Mid-Term Plan’s maximum benefit period is two years for a sickness and five years for an accident. The Long Term Plan is payable to age 65 except if the disability begins on or after age 63, the benefit is payable for two years. Please see the Long Term and the Mid-Term Disability plans for more information.
