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What is the difference between the key-in mode and swipe mode?

April 26, 2017key-in mode Swipe

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What is the difference between the key-in mode and swipe mode?

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Swipe Mode In a retail market, the merchant accepts the credit card. This situation is called the card-present and in this situation, the merchant swipes the card using a card reader. This swiped data is called TRACK2 data. Key-In Mode In a Mail Order/Telephone Order (MOTO) transaction, the merchant and shopper are not in the same physical location, and there is no card swiped or signature received. This method of payment was originally adopted for mail order and catalog businesses. All internet transactions are treated as MOTO transactions that require a MOTO Merchant Account. In a web application, the merchant’s shopping Web site accepts the card details directly from the cardholder. This situation is called card-not-present. In a card-not-present transaction, if you set the input mode as 0, you must set the following properties.