What is the difference between the four tiers?
Cardmembers enrolled in the Membership Rewards Tier currently have access to all reward choices offered by the Program including the Aeroplan Program, but excluding Holt Renfrew E-Gift Cards. Cardmembers enrolled in the Membership Rewards – Holt Renfrew Level, a level exclusive to American Express Holt Renfrew Platinum Card members, can redeem points for Holt Renfrew E-Gift Cards, good towards any merchandise or services in-store, plus all reward choices including Aeroplan, travel, hotels, fine dining and merchandise. Cardmembers enrolled in the Membership Rewards Credit Card Tier are eligible to redeem for all rewards offered in the Membership Rewards Tier except for the Aeroplan Program. Membership Rewards Club Level Tier enrollees are not eligible to redeem points for airline tickets, Travel Certificates, Holt Renfrew E-Gift Cards, or to transfer points to participating airline frequent flyer programs. Enrollees can upgrade from the Membership Rewards Club Level Tier to the Membersh
