What is the difference between the debit and credit options for my Visa Check Card?
When making a purchase you will be given an option between credit and debit. In most cases, you will run it through as a credit, which still takes the money directly from your checking account. The debit option is for cases where you would like cash back (availability depends on the store’s policy for receiving cash back). For example, your purchases total $50 but you run it through for $100 to get $50 back in cash.