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What is the difference between the coverage provided by Shipandinsure.com and what my carrier is offering?

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What is the difference between the coverage provided by Shipandinsure.com and what my carrier is offering?

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Besides the price savings of insuring on ShipandInsure.com, all member users are provided paper copies of the insurance coverage they are purchasing on their packages. Unlike some shipping carriers, who do not even call their coverage insurance, your protection is true insurance coverage that is spelled out in the policy and will not change from shipment to shipment. • Who is your underwriter? PGI Commercial, LLC in Morristown, NJ is the Managing General Agent for the insurance program. Certain Underwriters at Lloyd’s, London (not incorporated) began providing coverage for the facility on April 1, 2009 and is “A-Rated”. • What shipping damage or loss is not covered by Shipandinsure.com? Please read your policy carefully to review all exclusions. We will not pay for any loss or damage caused by delay, loss of use, loss of market, or insufficient or defective packaging. The policy also will not pay for any shortage in goods claimed to have been forwarded in a package when the package is

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