What is the difference between the AFC and CHC certification programs?
The AFC program is a two course program that covers topics relating to Financial Counseling and Debt Management, along with Personal Finance. This program complies with the Bankruptcy Bill Requirements and can be used in the application to the Department of Justice. The CHC program has three courses, including the AFC curriculum (Financial Counseling and Debt Management, Personal Finance). The third course covers topics related to real estate and housing.