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What is the difference between the ACH Debit and ACH Credit?

ACH credit Debit difference
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What is the difference between the ACH Debit and ACH Credit?

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ACH Debit You authorize the department’s bank to initiate the funds transfer. There is no charge to you for the ACH Debit transactions. ACH Credit You authorize your financial institution to initiate the funds transfer. You must contact your financial institution for its specific instructions. Your financial institution may charge you for this service. ACH Credit information is available at our Payment Instructions for Financial Institutions page.

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