What is the difference between STD coverage and state and federal disability programs, such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
STD coverage is private insurance offered through individual or group (employer, professional group or association) plans. STD coverage does not have income and assets restrictions. Coverage varies between insurance policies. Some employers may provide this coverage instead of California State Disability (SDI). State and federal wage replacement programs – Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) – are public benefits. To be eligible for public income replacement, an individual does not have to belong to a group but must meet specific requirements.
Related Questions
- What is the difference between long term disability (LTD) coverage and state and federal disability programs such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
- What is the difference between STD coverage and state and federal disability programs, such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI)?
- Can I qualify for the State Disability Insurance (SDI) program while I am eligible for either Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI)?
