What is the difference between SSI and SSD?
A. SSI, Supplemental Security Income, is a public assistance program available to people who are disabled, blind, or over 65. In order to receive benefits, you must have income and resources within SSA’s guidelines. SSD, Social Security Disability is an insurance benefit which you have paid for out of your pay check, through the FICA deduction. It pays you in the event of disability, blindness, or when you reach your designated retirement age. Generally, it covers you approximately five years after you stop work. Both benefits have the same standards of disability.