What is the difference between Social Security Disability Insurance Benefits and Supplemental Security Income?
Disability Insurance Benefits (DIB) are granted if an individual establishes that he or she is disabled and has had sufficient earnings over the last 10 years to qualify for these insurance benefits. The claimant has the opportunity to prove that he or she had more income during the ten year period to establish that he had sufficient earnings. In some cases, a person can amend his/her tax returns to show additional income and give him/her the necessary quarters to be insured and qualify for DIB. Thus, our attorneys can be of assistance in this area. Supplemental Security Income (SSI) is a need basis or poverty program which requires the same manner of proof to establish disability, but is only given to individuals whose assets and income are under certain levels. A review of one’s income and assets is necessary to determine whether he or she can qualify. Many claimant’s can qualify for both DIB and SSI. Therefore, when making an application each claimant should apply for both types of
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