WHAT IS THE DIFFERENCE BETWEEN SOCIAL SECURITY DISABILITY AND SUPPLEMENTAL SECURITY INCOME (SSI)?
Both programs are administered by the Social Security Administration. For most people, the medical requirements are the same and the person’s disability is determined by the same process. The major difference is that SSI disability benefit awards are also based on financial need. Social Security Disability Insurance (SSDI or DIB or Title II) is a program financed with Social Security taxes paid by workers, employers and self-employed persons. Disability benefits are payable to disabled workers, disabled widow(er)’s or adults disabled since childhood, who are otherwise eligible. Auxiliary benefits may be payable to a worker’s dependents, as well. The monthly disability benefit payment is based on the Social Security earnings of the insured worker on whose Social Security number the disability claim is filed. When you become entitled to twenty-four (24) months of SSDI you are entitled to Medicare at a nominal cost. Supplemental Security Income (SSI or Title XVI) is a welfare type program
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