What is the difference between saying something is ethical and saying something is moral.?
In philosophical terms practically nothing. The two terms are predominantly interchangeable in the discipline. Though some do now make the distinction between moral and ethical, moral being personal and ethical being an overarching concept with which to look at events. It’s hard to give an example of the differences since so many things over lap. I guess if you want the fast and dirty way you could go: It’s moral if you say it’s moral, it’s ethical if you say it’s ethical. If you’re talking about over arching themes of right and wrong, predominantly wrong, pick a term and no one in the philosophy field is going to automatically call you wrong for using either.