What is the difference between referred care and self-referred care?
Referred care references those services that are provided by or coordinated by your Primary Care Provider. When your care is referred, you will receive the highest level of benefit deductibles and low co-payments. Self-referred references those services you receive directly from a network or out-of-network physician without a referral. You may be subject to increased out-of-pocket expenses, as deductibles and coinsurance apply, and you may need to submit your claim for reimbursement.
