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What is the difference between Property Damage (PD) Liability and Collision Insurance coverage?

April 26, 2017collision damage insurance coverage liability PD Property

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What is the difference between Property Damage (PD) Liability and Collision Insurance coverage?

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A. Property Damage Liability insurance reimburses other parties when an accident for which you are legally responsible causes damage to someone else’s property. Collision insurance covers damages to your own car, no matter who caused the accident. Collision coverage can have a deductible and is optional.