What is the difference between PPO plans and HMO plans?
There are several differences. One difference pertains to the cost of coverage and the amount of the co-payment. A PPO plan has a list of providers called network providers and the patient can see any provider in the network without a referral from a primary physician. An HMO plan requires one to choose a primary care physician and one must have a referral from that physician in order to see any other physician and for some medical testing.
