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What is the difference between paying with an eCheck and a credit card using PayPals service?

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What is the difference between paying with an eCheck and a credit card using PayPals service?

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Payments made via PayPal using a credit card are equivalent to paying instantly. Your email with the pattern will arrive instantly. EChecks work the same way as regular checks. Allow 4 business days for it to clear. Once cleared, your pattern will be sent automatically through the PayLoadz system.

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Payments made via PayPal using a credit card are equivalent to paying instantly. Your email with the pattern will arrive instantly. EChecks work the same way as regular checks. Allow 4 business days for it to clear. Once cleared, your pattern will be sent automatically through Ravelry for download of your item.

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