What is the difference between PAAD and Senior Gold?
Senior Gold provides prescription drugs, insulin, insulin supplies and diabetic testing material to eligible New Jersey residents for a participant co-pay of $15 per prescription plus one half of the cost of the prescription. Participants with out-of-pocket prescription costs exceeding $2,000 a year if single and $3,000 a year for married couples will have 100% of their prescription costs paid after paying the $15 co-payment per prescription. To be eligible for Senior Gold, the applicant must be a New Jersey resident; have an annual income in 2007 between $22,572 – $32,572 if single, and $27,676 – $37,676 of combined income if married; and be at least 65 years of age or at least 18 years of age and receiving Social Security Disability benefits. The income limit for Senior Gold increases each January by the amount of the Social Security cost-of-living increase. To get an application, call 1-800-792-9745. Please Note: Senior Gold participants may enroll in a Medicare prescription drug pl