What is the difference between ordinary and accidental disability?
Ordinary disability covers a permanently disabling medical condition. Accidental disability applies to a permanently disabling medical condition resulting from injuries sustained from an accident that occurred on the job. An Accidental Disability retirement pays a higher annuity. In order to be eligible for Ordinary Disability benefits, you must have a minimum of five years of eligibility service. Before you apply for disability benefits, be certain that you have enough service credits. If you need to purchase additional credits, you may only do so while you are still on payroll and considered an employee. Accidental disability benefits do not have a minimum service credit requirement.
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