What is the difference between my Available Balance and Ledger Balance?
Your Ledger Balance is your beginning of the day balance. Your Available Balance is your beginning of the day balance plus or minus any of today’s credits or debits. For example: Your Ledger Balance is $1,000,000, and you receive a wire for $25,000, and a check is paid at the branch for $10,000. Your Available Balance would be $1,015,000.