What is the difference between my available and projected balance?
Your available balance is the current balance, minus or plus, any electronic transactions, cash deposits or a portion of paper deposits that may occur that day or in the near future. Your projected balance is your current balance, minus or plus, any transactions that will occur that day. The projected balance is an estimate of what your account balance may be once nightly processing is completed, using the information available at that time. Transactions that will occur today include the full amount of any pending deposit or pending debits, which may include electronic, paper or cash deposits or paper or electronic debits from your account. Any balance available on an overdraft line of credit will not be reflected in the projected balance. Pending paper items may include any transactions conducted over the bank teller line, or checks written off of your account that have been negotiated at another financial institution that will be deducted from your account balance after nightly proce
