What is the difference between my ATM card and a Check Card?
A. The Visa Check Card is issued to members with a checking account. This card works as both an ATM card and Visa Card. Though it looks and acts like a credit card, there are no annual fees, finance charges, or monthly payments because it is tied to your checking account instead of a line of credit. It can also be used as a standard ATM card. You may also request a standard ATM card without the added features of the Visa Check Card. Another difference is that Check Cards can accumulate reward points through CURewards (one point for every $5 spent for signature-based transactions). PIN-based transactions do not accumulate reward points, whether it is a Check Card or an ATM card. Q.
