What is the difference between Medicare and Medicaid (known as MassHealth in Massachusetts)?
The major distinction between the programs is that Medicare is a federal health insurance program for individuals age 65 and older, as well as, many with disabilities. Medicaid is a combined state and federal needs based social welfare program. In Massachusetts, Medicaid is known as MassHealth. Medicare is composed of three primary parts known as Parts A, B and C. Medicare Part A covers hospital bills, Medicare Part B covers medical insurance and Medicare Part D covers prescriptions. Eligibility for Medicaid/MassHealth is determined by meeting certain financial requirements, including income and/or asset limits. If eligible, Medicaid covers a wider array of health services than Medicare to a broader spectrum of the population. Many qualify for both Medicaid and Medicare. So in addition to seniors and those disabled, Medicaid is available to eligible children, pregnant women, parents of eligible children and to those who cannot afford insurance. Note that while Medicare may pay for up t
