What is the difference between Manufactured homes and Modular homes?
Modular homes are built to the same state and local building codes as site built homes and are subject to the same zoning regulations. They are also financed, insured, and appraise the same as site built homes. Once placed on your property a modular home becomes real property. Manufactured (sometimes referred to as “Mobile”) homes comply with the Manufactured Home Construction and Safety Standards (HUD code) which requires homes to be constructed on a non-removable steel chassis. This is a federal code not adjusted to meet site specific requirements. Manufactured homes come with a title like an automobile.
