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What is the difference between Long-Term Care (LTC) Insurance and Long Term Disability (LTD) Insurance?

April 26, 2017difference disability Insurance long-term LTC term

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What is the difference between Long-Term Care (LTC) Insurance and Long Term Disability (LTD) Insurance?

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LTC insurance is coverage for services you might need if you become unable to care for yourself. LTD is insurance that will replace a percentage of your salary should you become disabled and unable to perform your daily tasks at work.