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What is the difference between listing someone as an employee and an independent contractor on my policy?

April 26, 2017employee independent contractor listing policy

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What is the difference between listing someone as an employee and an independent contractor on my policy?

1 Answer

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Employees are insured on your policy. If the employee is sued for actions taken as part of his or her employment, your group policy provides coverage. Generally speaking, employees do not need their own coverage for actions taken as part of your practice.