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What is the difference between Limited Tort Coverage and Full Tort Coverage?

April 26, 2017coverage limited tort

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What is the difference between Limited Tort Coverage and Full Tort Coverage?

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Full Tort permits an unrestricted right to seek financial compensation for injuries caused by other drivers. Eligible insureds may seek recovery for medical and other out-of-pocket expenses and may also seek financial compensation for pain and suffering or other non-monetary damages. Limited Tort limits the right to seek financial compensation for injuries caused by other drivers. Eligible insureds may seek recovery for medical and other out-of-pocket expenses but not for pain and suffering or other non-monetary damages unless the injuries suffered fall within the definition of “serious injury” or unless one of several other exceptions (injury caused by an uninsured motorist, an out of state registered vehicle or a drunk driver) applies. 28.