What is the difference between “ledger” and “available” balances?
The ledger balance is the sum of all transactions posted to your account as of the previous business day. It does not reflect any deposits (cash, direct deposits, etc.) or withdrawals (online bill payments, ATM, electronic payments, etc.) for today or any holds (deposited checks, purchases made with a debit card, etc.). For Popular Net Banking users, Yesterday’s closing balance on the account history screen is your account’s ledger balance. The available balance is the amount of funds available for immediate withdrawal. The available balance is the ledger balance plus today’s deposits (cash, direct deposits, etc.) minus today’s withdrawals (online bill payments, ATM, electronic payments, etc.) and any holds (deposited checks, purchases made with a debit card, etc.). For Popular Net Banking users, Today’s balance on the Home page is your account’s available balance. Back to Top 6. The balance that I keep in my checkbook doesn’t match with the account history balance online. First, pleas
