What is the difference between landlords insurance and home insurance?
The main difference between the two is what the property is used for. Landlord’s Insurance is for property that is rented, whereas home insurance is typically where you own and live in the property. Although many aspects of the cover provided are similar, it is important to remember that most home insurance policies will not provide cover for properties that are used for letting. Landlord’s insurance also provides some additional cover specific to rented properties, details of the cover are shown below.