What is the difference between iMED and MSP?
(Back to top) Both iMED and MSP are basic health care plans that cover hospital and medical expenses. iMED is a temporary private health plan to cover students during their waiting period for MSP, or for the full length of their study period if they do not qualify for MSP (e.g. one-term exchange students).
Both iMED and MSP are basic health care plans that cover hospital and medical expenses. iMED is a temporary private health plan to cover students during their waiting period for MSP, or for the full length of their study period if they do not qualify for MSP (e.g. one-term exchange students). • iMED includes some benefits not offered by MSP (such as coverage of ambulance services and prescription medication) • The coverage for hospital and doctor fees under iMED is very comprehensive, but is subject to limitations and exclusions. MSP is the public (BC government’s) health plan; if you live in BC for six months or longer, you are required by law to enroll in this plan. You become eligible after living in BC for three months, but you should apply as soon as you arrive, as processing times can be long. • The coverage for hospital and doctor fees under MSP is subject to different limitations and exclusions than the iMED plan. Also, medical expenses covered under MSP are billed direct to an
