What is the difference between HMO Plans and PPO Plans?
HMO plans does not enables the individual to go and visit any Doctor instead every insurance company has a list of Doctors that they want their patients to visit. PPO plan holders can go and see any Doctor/ Specialist and they don’t have to worry about the coverage. Although there are few restrictions that are applied: Preferred Doctors this is the list of doctors/ specialists that the insurance cover in full. Non Preferred are the ones were the patient’s deductible are applied.
