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What is the difference between group conversion and nongroup conversion? Why are the monthly rates for group conversion lower?

April 26, 2017conversion group lower nongroup rates

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What is the difference between group conversion and nongroup conversion? Why are the monthly rates for group conversion lower?

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When subscribers convert to Value Blue from a Blues group plan, this is called group conversion. Subscribers convert when group health care coverage through an employer expires or is terminated. For example, this can occur when the subscriber quits his or her job. Group conversion rates are subsidized by most of our group customers, so the rates are less than those for nongroup. Nongroup coverage is offered to individuals and families who are not eligible for group coverage through their employer or their spouse’s employer and who are not eligible for Medicare. If you have questions about whether you or a family member are eligible for the group conversion rate, please call customer service at 800-848-5101.