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What is the difference between “gold-filled” and “vermeil”?

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What is the difference between “gold-filled” and “vermeil”?

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Gold filled items are made by layering gold alloy to a base metal such as brass. The gold is applied to the desired thickness in the karat weight chosen, i.e. 12k gold filled or 14k gold filled. Vermeil is a French term for gold plate over sterling silver. Sterling silver is heavily electroplated with 18k or 22k yellow gold to create vermeil. Gold-filled and vermeil jewelry can be worn by most people without causing a reaction.

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