WHAT IS THE DIFFERENCE BETWEEN FULL-TORT AND LIMITED-TORT CAR INSURANCE?
Those who select full tort coverage on their automobile insurance policy retain the right to bring a claim for pain and suffering if they are injured in a motor vehicle crash. Those who select limited tort generally give up the right to bring such a claim. What many consumers don’t realize is how their personal tort selection affects, not only their rights, but the rights of their family. The tort option you select follows you and every member of your household, both as a driver or as a passenger in your own car or another. Your tort option is with you even when you are walking down the street, but, more importantly, it is with your children everywhere they go. Before you renew your automobile insurance, please examine it carefully. If you have limited tort, we strongly urge you to contact your insurance agent and request a change to full tort, for your sake and that of your family.
