What is the difference between Equifax Credit Report Control and the security freezes available under some state laws?
Equifax Credit Report Control and a state law security freeze both block access to your Equifax credit report. Equifax Credit Report Control exceptions are similar to the exceptions commonly found in state security freeze laws. However, because states have enacted their own security freeze laws,the laws differ from state to state. The primary differences between Equifax Credit Report Control and security freeze under state law are the ease of online access and the availability of one low annual fee for services provided by Equifax Credit Report Control. With Equifax Credit Report Control, you can easily lock and unlock your Equifax credit report online whenever you wish. Changes to lock, unlock, and request specific company access to your credit report are available at no additional charge, unlike under state laws where typically a fee is charged for each transaction (unless you are an identity theft victim).
