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What is the difference between employer-sponsored life insurance and accidental death and dismemberment coverage?

April 26, 2017accidental coverage death dismemberment employer-sponsored Life Insurance

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What is the difference between employer-sponsored life insurance and accidental death and dismemberment coverage?

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Life insurance is coverage if an individual dies for any reason (with the exception of suicide during the first two years of coverage). Accidental death and dismemberment coverage will only cover death due to accident or covered dismemberment injuries.