What is the difference between Domestic Helper Insurance and Employees Compensation?
An Employees’ Compensation Insurance covers compensation that the policy holder is legally liable to pay as an employer to his/her employee for his/her bodily injury by accident or disease arising out of and in the course of employment. A Domestic Helper Insurance is a specially designed insurance product that includes an Employees’ Compensation Insurance cover and some extra insurance with options included that the employer may want to buy because of the employment of a domestic helper. Domestic Helper Policy is now generally regarded as Employees’ Compensation insurance for employment of domestic helper.
