What is the difference between doing a loan modification myself and hiring an attorney?
A loan modification firm will charge you a high fee ($2000–$5000) to submit documents that you can submit yourself. Banks are willing to help their clients with a loan modification without an attorney. What is important is that you have the correct, bank‑approved documents ready for submission, so the bank can efficiently and more effectively review your case. This is where the DIY package comes in.