What is the difference between DIB and SSI?
If you who suffer a disability and can no longer work, you may qualify for Social Security Disability Insurance Benefits if you have worked a number of years and paid sufficient FICA taxes into the government trust account. However, even though you may have worked your whole life, faithfully paid Social Security taxes, and believe you are disabled, you may still be denied these benefits by the government. If you or a disabled family member have not paid enough into the Social Security system to qualify for benefits, you may still be able to receive SSI. The government agency will consider your income status and review the resources available to you in determining qualification. Examples of persons who fit into this category include a stay-at-home parent who has worked intermittently, or a young person who worked little or not at all before suffering the disability.